Mary Keetch Financial Services

Not your parents life insurance


How the process of buying life insurance is changing for the better.

LET’S FACE IT, YOU’D BE HARD-PRESSED to find someone who says they really look forward to buying insurance. As a result, more than six million households across the country acknowledge they don’t have enough life insurance, according to a recent study. That’s 45 per cent of Canadian households – up from 38 per cent in 2006 and 33 per cent in 1999.

One reason is a widespread perception that the process of choosing and applying for appropriate coverage is difficult and time-consuming.

Five Smart Money Moves


Whether you pay off debt or invest, some strategic planning can help your money go a long way.

IT’S THE BEST KIND OF SITUATION – you have some extra money.  Perhaps you’ve saved diligently throughout the year, or it’s arrived all at once as a tax refund. What’s the best way to make use of your windfall? Of course, the answer depends on your personal circumstances.

This article will take a look at a reasonable figure – $5,000 – and some strategies that can help you make the most of it.

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Be Prepared


Anticipate and include emergency expenses when developing a financial plan.

IF A MAJOR EARTHQUAKE EVER HITS Nanaimo, BC, Pam and Bill Merriweather* will be ready. They have two backpacks equipped with water, emergency rations, copies of their passports and other ID, and a small amount of cash in case they need to evacuate. They live by the slogan Be Prepared.

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The Right Fit


Finding the ideal advisor can go a long way towards helping you reach your financial goals.

EVER NOTICE HOW MANY OF LIFE’S BIGGEST GOALS have some financial component? Sure, you can master a foreign language or run a marathon without making a significant financial commitment. But try buying a home, starting a family or helping your kids go to university. Same goes for retiring early or leaving a legacy. Without disciplined planning and saving, these goals can just slip away. If you’re juggling a job and a busy family life, you probably don’t have time to figure it all out for yourself. Then again, like many Canadians, you may feel you don’t have the expertise to tackle the complexities of your financial affairs alone. That’s when turning to professional advice is a huge advantage. In fact, getting the right person on board can be the decisive factor in helping you meet your goals. Good advice might even help you surpass them. Surprised?

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It’s so easy being green

Its so easy being green

Embrace an eco-friendly lifestyle with these eight simple tips.

WANT TO LIVE A MORE EARTH-FRIENDLY LIFESTYLE? Recycling is a great start – but if you want to do more for the environment, these small changes can make a  big difference.

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