Mary Keetch Financial Services

A unique strategy to kick-start a financial future

A Unique Strategy

CHILDREN ARE FULL OF IMMEASURABLE POTENTIAL – but they often need financial resources to make their dreams come true. Aspiring professionals need to finance years of schooling. Future entrepreneurs  need start-up capital. Everybody needs a home, and real estate doesn’t come cheap. There are many ways to help build a foundation for a child’s or grandchild’s financial future. One innovative strategy is to purchase insurance that increases in value over time. This approach uses a permanent life insurance policy to facilitate the tax-efficient transfer  of wealth between generations.

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Estate Planning 101

Estate Planning 101

ESTATE PLANNING ISN’T JUST FOR THE AFFLUENT – it’s for all those who want to protect the people they love and the assets they’ve worked so hard to build.  In simple terms, estate planning is the process of arranging for the legal disposition and administration of assets after death. Assets can include anything from real estate or a business, to bank accounts, investments and personal belongings. Estate planning can help minimize fees and taxes, provide for loved ones, establish a guardian for dependants, set up inheritances and more. And as a person’s life progresses and financial  goals change, so does the plan. Here are some ways an estate plan can help make life easier at a  difficult time.

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Retire Happy, Stay Healthy

Retire Happy

RETIREMENT IS A MILESTONE that many Canadians build towards for  a large portion of their adulthood, making it a highly anticipated transition when the time finally comes. When preparing for that long-awaited goal of life after work, a priority for many is to ensure they have sufficient financial resources to replace income and maintain a desirable lifestyle. But some may not realize that it’s also important to consider potential health care needs and costs. For those leaving a workplace wellness insurance plan, having an effective and affordable replacement can lessen the financial burden of out-of-pocket health costs.

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How to avoid outliving your retirement savings

How to avoid

OUTLIVING RETIREMENT SAVINGS is an uncomfortable scenario that nobody wants to contemplate. But after spending much of their working lives saving for retirement, many Canadians may end up needing a larger nest egg than anticipated. Thanks to modern medicine, life expectancy is getting longer. Today, a 55-year-old can expect to live to the age of 84 – that’s nine years longer than a 55-year-old alive in 1925.1 Despite this good news, one of the realities of living longer is paying for those extra years  of retirement. Click here to continue reading…

Year end strategy for a charitable tax receipt. Appointments available December 15 – 30th

Charitable Giving

To many investors, success means having the ability to make a difference and leave a lasting legacy. The Mackenzie Charitable Giving Program enables investors to make regular giving a part of their overall financial plan. A simple and convenient solution, the Program combines immediate tax benefits with the ability to support your favourite charities now and into the future.

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How it works

The Mackenzie Charitable Giving Program is offered through the Strategic Charitable Giving Foundation, a non-profit charitable corporation. As with any registered charity, donations are irrevocable; however, the donor retains the right to advise the Foundation on which charities receive annual grants and to name successors who may offer direction in their place. For this reason, the program is known as a “donor-advised program.”

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Connect to learn more.  Call Mary at 519-667-0555 or email