Mary Keetch Financial Services

Welcome to my website

My mission is to help clients understand how investments and insurance can make a positive difference in their lives. I have 20 years industry experience and focus my practice around the client. Each individual is different and attention must be given to that persons goals and dreams.  In today’s investment climate it can be a very intimidating place to be on your own. I offer a helping hand, a listening ear and sound advice.  If you are visiting my site for the first time and are concerned about your holdings, please click the button below to contact me or call me at 519 667-0555 we can get together and review your current position. Once the review is complete we can see if there are any adjustments that need to be made. It is a very enlightening exercise for most and a great way to make sure you are on solid ground going forward.  Contact Me Today

All in the family

All in the Family

How to take advantage of income-splitting using intra-family loans.

AFTER JUST TWO YEARS, the “family tax cut” was eliminated in the 2016 federal budget. However, families still have other opportunities to split their income to save taxes. One strategy is to make an “intra-family loan” to your spouse (married or common-law) or to your minor child. Provided the loan is properly structured and formalized through a promissory note, the recipients can invest the loan proceeds, and any investment income they earn will be taxed at their lower marginal rates.  Click here to continue reading…

Something borrowed…something green?

Something Green

How to approach family about financial help for your wedding.

MONEY MAY NOT BE ABLE TO buy you love, but it sure can help you pay for a wedding. Back in the day, it was traditional for the bride’s family to foot most of the bill – not so anymore. As more couples plan and pay for their own weddings, often with financial help from their families, the lines around who pays for what can get a little blurred. Click here to continue reading…

Wedding bills and bells

Wedding Bells

Planning a wedding can  be exhilarating…and expensive. Here are some suggestions to help ensure the big day doesn’t undermine your long-term financial plans.  Click here to continue reading…

Unpredictable markets got you idle?

Unpredictable markets

While market volatility chases many investors to the sidelines, it can be  a great opportunity to bolster your long-term portfolio strategy.

SHORT-TERM MARKET UPS AND DOWNS can be very unnerving, even if your goals are far in the future. So it’s not surprising two recent surveys have found that many investors aren’t enthusiastic about investing in today’s markets. In February 2016, the Manulife Investor Sentiment Index fell to its lowest level since the financial crisis in 2008.1 That same month, CIBC World Markets reported that Canadians were holding $75 billion in cash, instead of in investments better suited to longer-term goals.  Click here to continue reading…

First steps to a first job

First Steps

Helping young adults find employment, build skills and gain independence.

REMEMBER YOUR FIRST JOB? Whether you loved it or hated it, it probably taught you a lot – from  money management to responsibility  to discovering what you wanted (or didn’t want) to do with your life.  Your children may now be ready for  a similar experience – and to gain a new perspective on the value of money  and hard work. Here are a few tips to help them land a great job.  Click here to continue reading…